At AC adviseurs Eindhoven, you can count on expert, independent, and highly qualified financial advice. We combine years of experience with up-to-date expertise to guide you through important financial decisions, such as mortgages and insurance.
From the very first meeting, we take the time to clearly understand your situation, wishes, and goals. Based on this, you will receive transparent and personalized advice tailored to your financial future.
We work perfectly
for you
Introduction – Free and without obligation at AC Advisors Eindhoven
Are you looking for independent mortgage advice in Eindhoven and/or the surrounding area?
During the first, completely free and non-binding introductory meeting at AC Advisors, we'll explain who we are, how we work, and what services we offer. You'll gain insight into our working methods and the potential costs involved if you choose our services.
We'd also like to hear about your personal expectations and any questions you'd like answered. We always start with a clear and transparent conversation, whether you're buying a home in Eindhoven or another municipality, want to refinance your mortgage, or want to determine your financial situation.
Inventory – Your complete financial situation at a glance
After the introduction, we'll begin the inventory. Using a comprehensive questionnaire, we'll map out your financial situation, housing needs, and future plans as completely as possible. This forms the basis for reliable and independent mortgage advice that perfectly matches your personal situation.
Indication – What are your options?
Based on the assessment, we can provide you with a clear and realistic indication of your financial options. You will gain insight into:
✔ Maximum mortgage
We calculate the maximum amount you can borrow, taking into account:
your income
own resources
any current loans
options for NHG (National Mortgage Guarantee)
✔ One-off costs
We provide an overview of the one-off costs involved in buying a home, such as:
transfer tax
notary fees
appraisal
mortgage
buyer's costs (k.k.)
And we immediately show you whether and how much of your own money you will need.
✔ Indication of your monthly payments
You will receive an overview of your expected monthly payments based on:
your borrowing capacity
the total purchase costs
your preferences for fixed-rate periods and repayment methods
With this information, you will have a clear idea of whether it is possible to buy a new home, or whether other options, such as refinancing your mortgage for renovations, might be of interest to you. Need purchasing assistance? We can help you with that too.
Once you've found a home or want to refinance your existing mortgage, we'll schedule a second consultation. During this consultation, we'll discuss all the options step by step so you can make the best choice for your future mortgage.
We'll map out the following for you:
✔ Determining the mortgage amount
Together, we'll determine the optimal mortgage amount based on your wishes and financial capabilities.
✔ Risks and solutions
We'll discuss the financial risks that could affect your housing costs, such as:
Death
Unemployment
Disability
End of relationship
Retirement income vs. mortgage payments
We'll help you find suitable solutions for every risk.
✔ Comprehensive analysis report
You'll receive a clear and comprehensive report with all calculations, advice, and recommendations. This provides you with a single, concise overview to help you make a well-informed decision.
✔ Interest rate analysis
We'll create an interest rate comparison that clearly displays all fixed-rate periods and their corresponding monthly payments. This makes choosing the right fixed-rate period simple and transparent.
Together – with our professional guidance – we'll make the best choice for your new mortgage.
In this phase, we gather all the necessary documents for the mortgage application. We ensure that:
- All documents are submitted completely and correctly
- You receive the mortgage offer, terms and conditions, and summary of advice well in advance
- Everything is reviewed before you sign anything.
Your advisor closely monitors the process and ensures that the bank gives final approval before the resolutory conditions expire. This way, you're always on time and know exactly where you stand. During this period, we keep you continuously informed and are always available to contact you directly—it's so convenient!
In the weeks before the transfer at the notary, we will review the entire process with you once again. During this evaluation:
- We will discuss the notary's final statement.
- We will hand over the final original documents.
- We will explain the provisional tax refund and its amount.
- We will conduct a no-obligation comparison of your property insurance policies, including the mandatory buildings insurance. In almost all cases, we can offer you a better and more affordable solution.
After this final step, you will be fully prepared to go to the notary and receive the keys to your new home, allowing you to enjoy your new home without any worries.
Even after you've taken out your mortgage, we remain available to answer all your questions. Whether it's changes in your personal situation, questions about your existing mortgage, or comparing insurance policies – we're always ready to help.
AC advisors offers the entire process for a single, fixed fee, which we'll clearly discuss with you during your initial consultation.
Clarity, certainty, and personalized advice – that's AC adviseurs Eindhoven.
We hope this has given you a clear overview of our approach and the entire mortgage process. Choosing AC advisors means choosing transparency, expertise, and personalized guidance from start to finish.
Team AC adviseurs Eindhoven
Contact us today to arrange an appointment
Dommelstraat 5A
5611 CJ Eindhoven
